Practical governance. Commercial thinking. Lasting confidence.
Meet Louisa.
I am an experienced regulatory, risk and governance leader with more than 15 years' experience helping financial services organisations navigate complex regulatory environments. A former FCA approved SMF16 and SMF17, my approach is to strengthen governance and deliver sustainable business change.
Throughout my career, I have held senior leadership positions within regulated financial services organisations, partnering with Boards, Executive Committees, senior management teams and regulators. I build effective governance frameworks, lead transformation programmes and embed practical compliance solutions.
I combine regulatory expertise with a strong commercial mindset, helping organisations manage risk while enabling growth, innovation and better customer outcomes.
I founded Louisa Clow Advisory to provide organisations with senior-level, independent expertise delivered with flexibility, pragmatism and personal commitment.
Connect with me on LinkedIn
What drives me.
I founded Louisa Clow Advisory because I believe governance, risk and compliance should create confidence—not complexity.
Throughout my career, I've seen that organisations achieve the best outcomes when they receive practical, commercially focused advice from someone who understands both regulatory expectations and business reality.
Everything I do is guided by three principles.
Clarity
Turning complex regulatory challenges into clear, proportionate and practical actions.
Independence
Providing honest challenge and objective advice, always focused on the right outcome.
Partnership
Building trusted relationships that support organisations through growth, change and evolving regulation.
FCA Regulation
Governance & Board Effectiveness
Regulatory engagement
SMCR
Business transformation
Target Operating Models
Private equity due diligence
Areas of Expertise.
If you're looking for an experienced governance, risk and compliance partner to support your organisation through change, growth or regulatory challenge, I'd be delighted to connect.
Consumer Duty
Risk management
Compliance leadership
Complex regulatory change
Risk programme leadership
Conduct risk
Product governance
Credentials.
Senior compliance and governance leader with 15+ years' experience.
Experienced transformation leader in retail banking and insurance – including start-ups, wind-downs, private equity investments, material outsourcing and remediation activity
Extensive experience working with Boards, Executive Committees and regulators.
Led major regulatory transformation programmes.
Built and matured governance and compliance frameworks.
Developed compliance functions from the ground up.
Supported organisations through significant periods of growth and change.
Recognised for combining regulatory rigour with commercial pragmatism.
Former FCA approved SMF16 & 17
Bachelor of Laws with Honours
Member of:
The Institute of Directors (MIoD)
The International Compliance Association
Women in Banking and Finance
Consumer Duty Alliance
Let's start the conversation.
Whether you're launching a new venture, strengthening your governance framework, navigating regulatory change or looking for experienced executive support, we'd be delighted to discuss how we can help.
We offer an initial, no-obligation conversation to understand your objectives, discuss your challenges and explore how we can add value.
